More than half of young people in Hungary manage to put money aside, but for many of them savings represent only a short-term buffer rather than a real financial safety net, according to the latest K&H Youth Index.
The research shows that in the fourth quarter of last year, the average monthly net income of 19–29 year-olds reached HUF 252.000 (660 EUR), while 55% of respondents reported having some form of savings.
Among those with reserves, the ability to cope with a loss of income varies significantly. 40% could finance their living expenses for no more than one month, 26% would manage for up to three months, and only 34% could rely on their savings for at least six months.
Within this latter group, 13% said their reserves would last between six months and one year, while the proportion of young people with savings sufficient for more than one year remains below 10%.
Regional disparities persist
The study also reveals notable regional differences. While one in three young people nationwide reported having reserves sufficient for at least six months, this share drops sharply in eastern Hungary, where only 21% of respondents said their savings could cover half a year without income.
Fluctuations over time
Long-term data from the K&H Youth Index shows that, since 2012, the average share of young people with at least six months’ worth of reserves has stood at 34%, in line with the latest reading.
However, the data also points to significant volatility. A more favorable situation was recorded in Q3 2025, when 42% of respondents fell into this category, while at the end of 2024 the figure was 37%. The historical peak was observed at the end of 2016, when nearly half of young people reported having such financial reserves.
